The Situation (in a nutshell)

© 2005 The Hail Mary Plan and Meredyth Hunt.  All rights reserved.

In 2000 a best friend was in big financial trouble.

In an attempt to save her credit history, she asked me to open a credit card in my name that she would co-sign so she could transfer some of her debt to a card that she could pay off over time (i.e. not American Express).

Naively, I did.